Last updated: 2 May 2025
Welcome to Terbit Calculator. By accessing or using our website at https://terbit-calculator.com, you agree to be bound by these Terms of Service. Please read them carefully before using our services. If you do not agree to these terms, please do not use our website.
Terbit Calculator provides free online calculators for informational and educational purposes only. You may use our calculators for personal, non-commercial purposes subject to these Terms.
You agree not to:
Our calculators are designed to provide general estimates and informational results only. While we strive for accuracy, the results produced by Terbit Calculator should not be relied upon as a substitute for professional financial, medical, legal, or other expert advice.
In particular, financial calculators (mortgage, loan, investment, salary, FX rates) use standard formulas and publicly available data. Results may differ from actual figures due to factors such as changing interest rates, tax regulations, fees, and individual circumstances.
Always consult a qualified professional before making financial, health, or procurement decisions based on our calculator results.
Certain features, such as the watermark-free PDF export for the Total Landed Cost (TLC) Calculator, require a one-time payment of US$1.00. Payments are processed securely by Stripe.
Due to the digital nature of the product (an instantly delivered PDF), all sales are final and non-refundable once the PDF has been delivered to your email address. If you experience a technical issue and did not receive your PDF, please contact us at [email protected] within 7 days and we will resolve the issue.
All content on this website, including but not limited to the Terbit brand, logo, calculator designs, text, and code, is the intellectual property of Terbit and is protected by applicable copyright and trademark laws. You may not reproduce, modify, or distribute any content from this website without our prior written permission.
Our website may contain links to third-party websites or services, including Google AdSense advertisements. We are not responsible for the content, privacy practices, or terms of any third-party sites. Clicking on advertisements or external links is at your own discretion and risk. We do not endorse any advertised products or services.
Terbit Calculator displays advertisements served by Google AdSense. These ads help us keep our calculators free for all users. We do not control the content of advertisements shown on our site. If you encounter an advertisement that you believe is inappropriate or misleading, please report it to us at [email protected].
The service is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted, error-free, or free of viruses or other harmful components. We expressly disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Terbit shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our calculators or services — including but not limited to financial losses, data loss, or business interruption — even if we have been advised of the possibility of such damages.
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website with an updated "Last updated" date. Your continued use of the website after any changes constitutes your acceptance of the new terms.
These Terms of Service shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Malaysia.
If you have any questions about these Terms of Service, please contact us: